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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,237 | $176,077-49.3% | $159,455-44.0% | $167,518-46.7% |
| Participation rate | 75.0% | 84.9%-9.9pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 17.10% | 331.83%-314.7pp | 263.63%-246.5pp | 478.71%-461.6pp |
| Employer contribution / active EE | $12,376 | $5,298+133.6% | $4,830+156.2% | $4,838+155.8% |
| Participant deferral / active EE | $6,117 | $7,751-21.1% | $7,353-16.8% | $6,342-3.6% |
| Admin fee / account holder | $1,505 | $12,556-88.0% | $10,800-86.1% | $12,312-87.8% |