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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,617 | $92,743+120.6% | $82,744+147.3% | $134,532+52.1% |
| Participation rate | 87.5% | 75.2%+12.3pp | 72.6%+14.9pp | 81.2%+6.3pp |
| Annual return | -22.16% | 946.63%-968.8pp | 702.22%-724.4pp | 418.27%-440.4pp |
| Employer contribution / active EE | $7,687 | $3,273+134.9% | $3,008+155.6% | $4,741+62.1% |
| Participant deferral / active EE | $7,774 | $4,802+61.9% | $4,395+76.9% | $6,401+21.4% |
| Admin fee / account holder | $2,590 | $5,977-56.7% | $5,325-51.4% | $11,429-77.3% |