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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,744 | $90,486+75.4% | $78,676+101.8% | $273,972-42.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 2.93% | 75.62%-72.7pp | 62.19%-59.3pp | 41.46%-38.5pp |
| Employer contribution / active EE | $11,433 | $3,175+260.1% | $2,850+301.1% | $4,869+134.8% |
| Participant deferral / active EE | $7,542 | $3,901+93.3% | $3,517+114.5% | $5,287+42.6% |
| Admin fee / account holder | $1,491 | $5,263-71.7% | $4,510-66.9% | $10,133-85.3% |