Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,637 | $63,861-81.8% | $104,614-88.9% | $79,858-85.4% |
| Participation rate | 26.7% | 64.9%-38.3pp | 74.1%-47.4pp | 69.6%-43.0pp |
| Annual return | 9.49% | 21.30%-11.8pp | 340.56%-331.1pp | 31.72%-22.2pp |
| Employer contribution / active EE | $0 | $1,588-100.0% | $2,681-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $693 | $2,693-74.3% | $3,739-81.5% | $3,740-81.5% |
| Admin fee / account holder | $1,303 | $4,185-68.9% | $6,464-79.8% | $5,306-75.4% |