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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,182 | $58,577-55.3% | $83,323-68.6% | $64,181-59.2% |
| Participation rate | 72.2% | 72.0%+0.2pp | 77.8%-5.5pp | 69.6%+2.7pp |
| Annual return | -6.86% | 9.65%-16.5pp | 10.63%-17.5pp | 7.63%-14.5pp |
| Employer contribution / active EE | $2,563 | $2,098+22.2% | $3,379-24.1% | $2,381+7.7% |
| Participant deferral / active EE | $5,654 | $4,654+21.5% | $5,565+1.6% | $3,470+63.0% |
| Admin fee / account holder | $3,902 | $9,275-57.9% | $7,539-48.2% | $4,887-20.2% |