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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,497 | $183,539-36.5% | $155,556-25.1% | $145,897-20.2% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 23.60% | 61.31%-37.7pp | 64.84%-41.2pp | 552.29%-528.7pp |
| Employer contribution / active EE | $3,890 | $5,315-26.8% | $4,675-16.8% | $4,663-16.6% |
| Participant deferral / active EE | $9,196 | $6,467+42.2% | $5,631+63.3% | $6,689+37.5% |
| Admin fee / account holder | $6,728 | $19,275-65.1% | $15,885-57.6% | $13,390-49.8% |