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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,137 | $211,105-37.4% | $178,449-26.0% | $145,978-9.5% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 11.28% | 30.19%-18.9pp | 27.09%-15.8pp | 550.52%-539.2pp |
| Employer contribution / active EE | $3,107 | $4,569-32.0% | $3,951-21.4% | $4,662-33.4% |
| Participant deferral / active EE | $14,860 | $6,959+113.5% | $6,277+136.7% | $6,690+122.1% |
| Admin fee / account holder | $10,219 | $12,017-15.0% | $10,362-1.4% | $13,400-23.7% |