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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,907 | $135,956-61.1% | $123,894-57.3% | $273,972-80.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.81% | 56.63%-46.8pp | 47.52%-37.7pp | 41.46%-31.6pp |
| Employer contribution / active EE | $7,028 | $5,170+35.9% | $4,617+52.2% | $4,869+44.3% |
| Participant deferral / active EE | $13,111 | $6,343+106.7% | $5,984+119.1% | $5,287+148.0% |
| Admin fee / account holder | $6,652 | $9,817-32.2% | $8,357-20.4% | $10,133-34.3% |