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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,020 | $136,791-58.3% | $133,971-57.4% | - |
| Participation rate | 48.5% | 70.8%-22.3pp | 79.8%-31.4pp | - |
| Annual return | 16.64% | 9.25%+7.4pp | 45.09%-28.5pp | - |
| Employer contribution / active EE | $1,825 | $2,431-24.9% | $3,919-53.4% | - |
| Participant deferral / active EE | $4,039 | $3,586+12.6% | $5,047-20.0% | - |
| Admin fee / account holder | $6,018 | $8,409-28.4% | $8,929-32.6% | - |