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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,966 | $166,268+115.3% | $165,100+116.8% | $145,897+145.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.53% | 100.52%-90.0pp | 70.21%-59.7pp | 552.29%-541.8pp |
| Employer contribution / active EE | $32,000 | $5,284+505.6% | $4,348+636.0% | $4,663+586.3% |
| Participant deferral / active EE | $15,333 | $6,964+120.2% | $6,035+154.1% | $6,689+129.2% |
| Admin fee / account holder | $2,823 | $16,659-83.1% | $12,696-77.8% | $13,390-78.9% |