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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,744 | $126,661+143.0% | $113,397+171.4% | $138,895+121.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 13.00% | 25.05%-12.1pp | 23.20%-10.2pp | 145.39%-132.4pp |
| Employer contribution / active EE | $3,174 | $3,456-8.2% | $2,977+6.6% | $4,194-24.3% |
| Participant deferral / active EE | $13,709 | $5,693+140.8% | $5,076+170.0% | $6,396+114.3% |
| Admin fee / account holder | $3,494 | $14,549-76.0% | $11,957-70.8% | $12,562-72.2% |