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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,468 | $138,075-71.4% | $123,552-68.1% | $135,379-70.8% |
| Participation rate | 90.9% | 84.7%+6.2pp | 82.3%+8.6pp | 82.6%+8.3pp |
| Annual return | -0.02% | 153.70%-153.7pp | 119.20%-119.2pp | 519.79%-519.8pp |
| Employer contribution / active EE | $2,828 | $5,152-45.1% | $4,628-38.9% | $4,779-40.8% |
| Participant deferral / active EE | $10,801 | $6,800+58.9% | $6,426+68.1% | $5,609+92.6% |
| Admin fee / account holder | $4,190 | $10,917-61.6% | $9,285-54.9% | $10,828-61.3% |