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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,953 | $117,904+11.9% | $102,457+28.8% | $145,978-9.6% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 14.98% | 31.80%-16.8pp | 29.41%-14.4pp | 550.52%-535.5pp |
| Employer contribution / active EE | $7,320 | $3,613+102.6% | $3,022+142.2% | $4,662+57.0% |
| Participant deferral / active EE | $10,018 | $5,733+74.7% | $5,054+98.2% | $6,690+49.8% |
| Admin fee / account holder | $6,064 | $13,329-54.5% | $9,451-35.8% | $13,400-54.7% |