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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,883 | $105,200-49.7% | $159,474-66.8% | $85,847-38.4% |
| Participation rate | 57.3% | 75.8%-18.5pp | 82.8%-25.5pp | 69.3%-12.0pp |
| Annual return | 15.24% | 45.08%-29.8pp | 263.68%-248.4pp | 318.61%-303.4pp |
| Employer contribution / active EE | $956 | $3,319-71.2% | $4,831-80.2% | $2,565-62.7% |
| Participant deferral / active EE | $2,741 | $5,946-53.9% | $7,353-62.7% | $3,952-30.6% |
| Admin fee / account holder | $3,256 | $6,934-53.0% | $10,802-69.9% | $6,261-48.0% |