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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,505 | $57,350-52.0% | $83,850-67.2% | $64,181-57.1% |
| Participation rate | 94.2% | 68.6%+25.6pp | 76.1%+18.1pp | 69.6%+24.6pp |
| Annual return | -9.16% | 11.38%-20.5pp | 850.92%-860.1pp | 7.63%-16.8pp |
| Employer contribution / active EE | $4,468 | $2,545+75.5% | $3,631+23.1% | $2,381+87.7% |
| Participant deferral / active EE | $303 | $2,993-89.9% | $4,082-92.6% | $3,470-91.3% |
| Admin fee / account holder | $2,828 | $4,046-30.1% | $5,478-48.4% | $4,887-42.1% |