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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,856 | $180,459-75.1% | $154,108-70.9% | $135,380-66.9% |
| Participation rate | 56.3% | 87.4%-31.2pp | 83.0%-26.8pp | 82.6%-26.4pp |
| Annual return | -4.83% | 888.21%-893.0pp | 735.21%-740.0pp | 519.81%-524.6pp |
| Employer contribution / active EE | $1,909 | $6,035-68.4% | $5,298-64.0% | $4,779-60.1% |
| Participant deferral / active EE | $2,759 | $5,806-52.5% | $5,081-45.7% | $5,609-50.8% |
| Admin fee / account holder | $9,785 | $16,145-39.4% | $13,411-27.0% | $10,828-9.6% |