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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,480 | $105,867-80.7% | $90,760-77.4% | $134,532-84.8% |
| Participation rate | 77.8% | 78.3%-0.5pp | 75.7%+2.1pp | 81.2%-3.5pp |
| Annual return | -20.04% | -10.99%-9.1pp | -12.16%-7.9pp | 418.27%-438.3pp |
| Employer contribution / active EE | $1,427 | $3,464-58.8% | $2,922-51.1% | $4,741-69.9% |
| Participant deferral / active EE | $3,104 | $5,217-40.5% | $4,565-32.0% | $6,401-51.5% |
| Admin fee / account holder | $602 | $13,936-95.7% | $8,444-92.9% | $11,429-94.7% |