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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,166 | $106,524+10.0% | $152,301-23.1% | $87,485+33.9% |
| Participation rate | 75.0% | 75.8%-0.8pp | 82.4%-7.4pp | 68.9%+6.1pp |
| Annual return | 14.44% | 26.89%-12.4pp | 80.50%-66.1pp | 26.06%-11.6pp |
| Employer contribution / active EE | $3,649 | $3,371+8.2% | $4,624-21.1% | $2,596+40.6% |
| Participant deferral / active EE | $9,255 | $6,525+41.8% | $8,004+15.6% | $4,274+116.6% |
| Admin fee / account holder | $15,591 | $8,287+88.1% | $14,398+8.3% | $7,775+100.5% |