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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,696 | $165,399-48.2% | $149,745-42.8% | $158,982-46.1% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 16.93% | 348.34%-331.4pp | 276.72%-259.8pp | 302.99%-286.1pp |
| Employer contribution / active EE | $3,504 | $5,105-31.4% | $4,646-24.6% | $4,763-26.4% |
| Participant deferral / active EE | $7,623 | $7,183+6.1% | $6,843+11.4% | $5,983+27.4% |
| Admin fee / account holder | $8,673 | $10,811-19.8% | $9,312-6.9% | $11,252-22.9% |