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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,166 | $106,749+9.8% | $145,433-19.4% | $82,448+42.1% |
| Participation rate | 75.0% | 75.6%-0.6pp | 82.1%-7.1pp | 68.1%+6.9pp |
| Annual return | 14.44% | 27.59%-13.1pp | 66.58%-52.1pp | 41.64%-27.2pp |
| Employer contribution / active EE | $3,649 | $3,444+5.9% | $4,554-19.9% | $2,551+43.1% |
| Participant deferral / active EE | $9,255 | $6,519+42.0% | $7,897+17.2% | $4,139+123.6% |
| Admin fee / account holder | $15,591 | $8,390+85.8% | $13,129+18.8% | $7,234+115.5% |