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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,723 | $157,276-73.5% | $141,177-70.4% | $152,885-72.7% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 27.99% | 64.33%-36.3pp | 71.40%-43.4pp | 345.39%-317.4pp |
| Employer contribution / active EE | $5,706 | $5,262+8.4% | $4,736+20.5% | $4,763+19.8% |
| Participant deferral / active EE | $10,168 | $7,110+43.0% | $6,710+51.5% | $5,851+73.8% |
| Admin fee / account holder | $1,388 | $12,123-88.6% | $10,263-86.5% | $11,598-88.0% |