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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,675 | $89,367-75.7% | $141,191-84.6% | $72,975-70.3% |
| Participation rate | 94.1% | 75.1%+19.0pp | 82.5%+11.6pp | 69.5%+24.6pp |
| Annual return | 25.95% | 111.87%-85.9pp | 71.41%-45.5pp | 81.01%-55.1pp |
| Employer contribution / active EE | $824 | $3,115-73.5% | $4,736-82.6% | $2,440-66.2% |
| Participant deferral / active EE | $7,042 | $5,419+30.0% | $6,710+4.9% | $3,608+95.2% |
| Admin fee / account holder | $3,860 | $5,957-35.2% | $10,264-62.4% | $5,124-24.7% |