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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,434 | $72,177-74.5% | $115,037-84.0% | $59,632-69.1% |
| Participation rate | 93.1% | 72.6%+20.6pp | 81.4%+11.7pp | 68.7%+24.4pp |
| Annual return | -0.29% | 12.02%-12.3pp | 26.14%-26.4pp | 2041.32%-2041.6pp |
| Employer contribution / active EE | $974 | $2,841-65.7% | $4,608-78.9% | $2,203-55.8% |
| Participant deferral / active EE | $7,002 | $4,783+46.4% | $6,026+16.2% | $3,192+119.4% |
| Admin fee / account holder | $3,914 | $4,927-20.6% | $8,175-52.1% | $4,297-8.9% |