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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,156 | $114,119-87.6% | $107,187-86.8% | $138,895-89.8% |
| Participation rate | 61.1% | 78.1%-17.0pp | 75.0%-13.9pp | 79.9%-18.8pp |
| Annual return | 18.67% | 273.21%-254.5pp | 204.55%-185.9pp | 145.39%-126.7pp |
| Employer contribution / active EE | $2,381 | $4,059-41.3% | $3,782-37.1% | $4,194-43.2% |
| Participant deferral / active EE | $3,762 | $5,538-32.1% | $5,096-26.2% | $6,396-41.2% |
| Admin fee / account holder | $516 | $10,024-94.9% | $9,162-94.4% | $12,562-95.9% |