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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,041 | $89,367-84.3% | $141,191-90.1% | $72,975-80.8% |
| Participation rate | 80.0% | 75.1%+4.9pp | 82.5%-2.5pp | 69.5%+10.5pp |
| Annual return | 42.18% | 111.87%-69.7pp | 71.41%-29.2pp | 81.01%-38.8pp |
| Employer contribution / active EE | $1,156 | $3,115-62.9% | $4,736-75.6% | $2,440-52.6% |
| Participant deferral / active EE | $4,182 | $5,419-22.8% | $6,710-37.7% | $3,608+15.9% |
| Admin fee / account holder | $697 | $5,957-88.3% | $10,264-93.2% | $5,124-86.4% |