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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,464 | $27,632-58.5% | $61,452-81.3% | $68,486-83.3% |
| Participation rate | 51.7% | 39.5%+12.2pp | 52.6%-0.8pp | 67.9%-16.2pp |
| Annual return | -24.98% | -13.24%-11.7pp | 338.96%-363.9pp | -7.85%-17.1pp |
| Employer contribution / active EE | $824 | $696+18.4% | $1,160-29.0% | $2,597-68.3% |
| Participant deferral / active EE | $3,269 | $1,264+158.7% | $2,125+53.9% | $4,028-18.8% |
| Admin fee / account holder | $20 | $2,010-99.0% | $2,131-99.1% | $5,404-99.6% |