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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,009 | $167,362+54.8% | $143,799+80.1% | $134,532+92.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.41% | 0.47%-23.9pp | -0.04%-23.4pp | 418.27%-441.7pp |
| Employer contribution / active EE | $1,185 | $5,620-78.9% | $4,952-76.1% | $4,741-75.0% |
| Participant deferral / active EE | $3,039 | $6,447-52.9% | $5,638-46.1% | $6,401-52.5% |
| Admin fee / account holder | $1,093 | $18,094-94.0% | $14,677-92.6% | $11,429-90.4% |