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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,321 | $176,120+65.4% | $159,487+82.7% | $167,553+73.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.88% | 331.95%-317.1pp | 263.71%-248.8pp | 478.89%-464.0pp |
| Employer contribution / active EE | $17,121 | $5,299+223.1% | $4,831+254.4% | $4,840+253.8% |
| Participant deferral / active EE | $12,000 | $7,752+54.8% | $7,354+63.2% | $6,343+89.2% |
| Admin fee / account holder | $12,333 | $12,561-1.8% | $10,804+14.2% | $12,316+0.1% |