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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,323 | $165,399+12.0% | $149,745+23.8% | $158,982+16.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.67% | 348.34%-341.7pp | 276.72%-270.1pp | 302.99%-296.3pp |
| Employer contribution / active EE | $11,645 | $5,105+128.1% | $4,646+150.7% | $4,763+144.5% |
| Participant deferral / active EE | $15,050 | $7,183+109.5% | $6,843+119.9% | $5,983+151.5% |
| Admin fee / account holder | $445,479 | $10,811+4020.6% | $9,312+4684.1% | $11,252+3859.3% |