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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,988 | $133,998-53.0% | $112,263-43.9% | $134,545-53.2% |
| Participation rate | 84.6% | 78.6%+6.1pp | 75.1%+9.6pp | 81.2%+3.4pp |
| Annual return | -17.40% | 47.17%-64.6pp | 27.49%-44.9pp | 418.37%-435.8pp |
| Employer contribution / active EE | $1,607 | $4,040-60.2% | $3,636-55.8% | $4,742-66.1% |
| Participant deferral / active EE | $5,097 | $5,292-3.7% | $4,729+7.8% | $6,401-20.4% |
| Admin fee / account holder | $15,532 | $7,493+107.3% | $6,410+142.3% | $11,431+35.9% |