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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,918 | $124,330-52.6% | $109,173-46.0% | $167,536-64.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 21.05% | 26.04%-5.0pp | 25.75%-4.7pp | 478.82%-457.8pp |
| Employer contribution / active EE | $1,579 | $4,209-62.5% | $3,723-57.6% | $4,839-67.4% |
| Participant deferral / active EE | $5,715 | $5,256+8.7% | $4,654+22.8% | $6,342-9.9% |
| Admin fee / account holder | $1,966 | $7,974-75.3% | $6,755-70.9% | $12,315-84.0% |