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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,623 | $127,387-48.5% | $115,038-43.0% | $125,389-47.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 0.23% | 31.28%-31.1pp | 26.14%-25.9pp | 282.24%-282.0pp |
| Employer contribution / active EE | $3,657 | $5,166-29.2% | $4,608-20.6% | $4,866-24.8% |
| Participant deferral / active EE | $7,332 | $6,423+14.2% | $6,026+21.7% | $5,352+37.0% |
| Admin fee / account holder | $2,272 | $9,516-76.1% | $8,175-72.2% | $9,541-76.2% |