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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,781 | $138,114+41.8% | $125,391+56.1% | $134,545+45.5% |
| Participation rate | 87.0% | 84.5%+2.5pp | 82.4%+4.6pp | 81.2%+5.7pp |
| Annual return | -11.67% | 750.88%-762.6pp | 572.41%-584.1pp | 418.37%-430.0pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,816-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $11,661 | $7,801+49.5% | $7,448+56.6% | $6,401+82.2% |
| Admin fee / account holder | $39,248 | $11,570+239.2% | $10,009+292.1% | $11,431+243.4% |