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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,339 | $176,105+43.9% | $159,474+58.9% | $167,536+51.2% |
| Participation rate | 86.4% | 85.0%+1.4pp | 82.8%+3.5pp | 82.1%+4.3pp |
| Annual return | 9.00% | 331.91%-322.9pp | 263.68%-254.7pp | 478.82%-469.8pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $14,339 | $7,751+85.0% | $7,353+95.0% | $6,342+126.1% |
| Admin fee / account holder | $16,634 | $12,559+32.4% | $10,802+54.0% | $12,315+35.1% |