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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,377 | $78,013+270.9% | $178,449+62.2% | $80,911+257.7% |
| Participation rate | 88.6% | 65.7%+22.9pp | 77.1%+11.5pp | 67.6%+20.9pp |
| Annual return | 12.33% | 18.07%-5.7pp | 27.09%-14.8pp | 35.63%-23.3pp |
| Employer contribution / active EE | $2,214 | $2,287-3.2% | $3,951-44.0% | $2,756-19.7% |
| Participant deferral / active EE | $14,128 | $4,408+220.5% | $6,277+125.1% | $4,297+228.8% |
| Admin fee / account holder | $4,396 | $7,166-38.7% | $10,362-57.6% | $6,935-36.6% |