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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,449 | $115,810-74.6% | $101,271-70.9% | $158,966-81.5% |
| Participation rate | 72.7% | 79.4%-6.6pp | 75.8%-3.1pp | 82.0%-9.2pp |
| Annual return | 40.10% | 56.15%-16.1pp | 46.48%-6.4pp | 302.95%-262.8pp |
| Employer contribution / active EE | $2,441 | $4,175-41.5% | $3,660-33.3% | $4,762-48.7% |
| Participant deferral / active EE | $4,774 | $4,958-3.7% | $4,371+9.2% | $5,983-20.2% |
| Admin fee / account holder | $650 | $7,248-91.0% | $5,948-89.1% | $11,250-94.2% |