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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,922 | $77,670-48.6% | $109,163-63.4% | $79,393-49.7% |
| Participation rate | 81.6% | 67.8%+13.7pp | 75.9%+5.7pp | 70.7%+10.8pp |
| Annual return | 9.99% | 23.44%-13.5pp | 25.75%-15.8pp | 116.87%-106.9pp |
| Employer contribution / active EE | $6,030 | $2,798+115.5% | $3,723+62.0% | $2,428+148.4% |
| Participant deferral / active EE | $1,615 | $3,518-54.1% | $4,654-65.3% | $4,046-60.1% |
| Admin fee / account holder | $1,974 | $732+169.6% | $6,754-70.8% | $627+215.1% |