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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,813 | $93,598+144.5% | $135,974+68.3% | $75,173+204.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.16% | 30.89%-15.7pp | 68.30%-53.1pp | 160.72%-145.6pp |
| Employer contribution / active EE | $17,635 | $3,538+398.5% | $4,859+262.9% | $2,671+560.3% |
| Participant deferral / active EE | $19,567 | $6,405+205.5% | $7,760+152.2% | $4,126+374.2% |
| Admin fee / account holder | $26,752 | $6,978+283.4% | $10,767+148.5% | $5,651+373.4% |