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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,527 | $78,425+113.6% | $95,956+74.6% | $79,858+109.8% |
| Participation rate | 92.0% | 73.5%+18.5pp | 77.1%+14.9pp | 69.6%+22.4pp |
| Annual return | 18.90% | 19.37%-0.5pp | 91.63%-72.7pp | 31.72%-12.8pp |
| Employer contribution / active EE | $6,905 | $1,945+255.0% | $2,541+171.7% | $2,471+179.5% |
| Participant deferral / active EE | $14,341 | $3,440+316.9% | $4,167+244.2% | $3,740+283.4% |
| Admin fee / account holder | $2,389 | $5,622-57.5% | $6,797-64.9% | $5,306-55.0% |