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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,311 | $102,429-69.4% | $147,096-78.7% | $80,925-61.3% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.7%-1.0pp |
| Annual return | 14.56% | 135.02%-120.5pp | 419.75%-405.2pp | 35.65%-21.1pp |
| Employer contribution / active EE | $3,830 | $3,716+3.1% | $4,936-22.4% | $2,756+39.0% |
| Participant deferral / active EE | $8,477 | $6,649+27.5% | $8,071+5.0% | $4,299+97.2% |
| Admin fee / account holder | $18,772 | $7,957+135.9% | $13,005+44.3% | $6,940+170.5% |