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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,260 | $93,598-69.8% | $135,974-79.2% | $75,173-62.4% |
| Participation rate | 65.1% | 75.2%-10.1pp | 81.9%-16.8pp | 67.2%-2.1pp |
| Annual return | 29.39% | 30.89%-1.5pp | 68.30%-38.9pp | 160.72%-131.3pp |
| Employer contribution / active EE | $3,646 | $3,538+3.0% | $4,859-25.0% | $2,671+36.5% |
| Participant deferral / active EE | $7,145 | $6,405+11.5% | $7,760-7.9% | $4,126+73.2% |
| Admin fee / account holder | $8,421 | $6,978+20.7% | $10,767-21.8% | $5,651+49.0% |