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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,943 | $91,559+32.1% | $133,959-9.7% | $79,858+51.4% |
| Participation rate | 86.8% | 73.3%+13.5pp | 79.8%+7.0pp | 69.6%+17.2pp |
| Annual return | 16.62% | 61.85%-45.2pp | 45.09%-28.5pp | 31.72%-15.1pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,376 | $3,734+97.5% | $5,047+46.1% | $3,740+97.2% |
| Admin fee / account holder | $2,490 | $6,321-60.6% | $8,928-72.1% | $5,306-53.1% |