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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,096 | $175,231+6.2% | $149,696+24.3% | $139,466+33.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.39% | 166.77%-148.4pp | 134.46%-116.1pp | 373.66%-355.3pp |
| Employer contribution / active EE | $3,240 | $5,478-40.9% | $4,821-32.8% | $4,754-31.9% |
| Participant deferral / active EE | $17,732 | $6,521+171.9% | $5,682+212.1% | $6,712+164.2% |
| Admin fee / account holder | $2,398 | $16,155-85.2% | $13,212-81.8% | $11,409-79.0% |