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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,043 | $198,457-16.3% | $170,435-2.6% | $147,586+12.5% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 16.85% | 257.30%-240.5pp | 205.94%-189.1pp | 578.59%-561.7pp |
| Employer contribution / active EE | $2,190 | $6,183-64.6% | $5,432-59.7% | $4,876-55.1% |
| Participant deferral / active EE | $9,875 | $5,629+75.4% | $4,939+99.9% | $5,439+81.6% |
| Admin fee / account holder | $600 | $16,852-96.4% | $13,881-95.7% | $10,886-94.5% |