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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,419 | $227,399+0.9% | $189,758+20.9% | $198,609+15.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.07% | 61.03%-45.0pp | 52.62%-36.5pp | 202.70%-186.6pp |
| Employer contribution / active EE | $2,603 | $5,526-52.9% | $4,767-45.4% | $5,055-48.5% |
| Participant deferral / active EE | $12,344 | $6,837+80.6% | $5,856+110.8% | $6,977+76.9% |
| Admin fee / account holder | $3,173 | $25,162-87.4% | $20,388-84.4% | $19,030-83.3% |