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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,658 | $59,813-90.5% | $79,580-92.9% | $68,486-91.7% |
| Participation rate | 60.0% | 61.1%-1.1pp | 69.5%-9.5pp | 67.9%-7.9pp |
| Annual return | -35.60% | -12.30%-23.3pp | 0.15%-35.8pp | -7.85%-27.7pp |
| Employer contribution / active EE | $1,298 | $1,505-13.7% | $2,413-46.2% | $2,597-50.0% |
| Participant deferral / active EE | $1,743 | $3,024-42.4% | $3,985-56.3% | $4,028-56.7% |
| Admin fee / account holder | $0 | $4,835-100.0% | $6,835-100.0% | $5,404-100.0% |