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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,718 | $100,203-19.4% | $85,240-5.3% | $145,897-44.7% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 9.51% | 84.28%-74.8pp | 66.75%-57.2pp | 552.29%-542.8pp |
| Employer contribution / active EE | $1,531 | $3,242-52.8% | $2,735-44.0% | $4,663-67.2% |
| Participant deferral / active EE | $4,907 | $5,299-7.4% | $4,527+8.4% | $6,689-26.6% |
| Admin fee / account holder | $709 | $7,265-90.2% | $6,165-88.5% | $13,390-94.7% |