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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,480 | $201,264-48.6% | $184,185-43.8% | $145,978-29.1% |
| Participation rate | 57.1% | 87.5%-30.4pp | 86.8%-29.7pp | 80.3%-23.1pp |
| Annual return | 19.25% | 29.00%-9.8pp | 28.81%-9.6pp | 550.52%-531.3pp |
| Employer contribution / active EE | $965 | $7,021-86.3% | $6,426-85.0% | $4,662-79.3% |
| Participant deferral / active EE | $6,770 | $9,806-31.0% | $9,132-25.9% | $6,690+1.2% |
| Admin fee / account holder | $63 | $16,376-99.6% | $13,909-99.5% | $13,400-99.5% |