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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,054 | $65,361+42.4% | $92,903+0.2% | $72,983+27.5% |
| Participation rate | 96.4% | 68.3%+28.1pp | 76.0%+20.4pp | 69.5%+26.9pp |
| Annual return | 20.82% | 42.11%-21.3pp | 109.43%-88.6pp | 81.01%-60.2pp |
| Employer contribution / active EE | $4,070 | $2,594+56.9% | $3,653+11.4% | $2,440+66.8% |
| Participant deferral / active EE | $8,777 | $3,128+180.6% | $4,238+107.1% | $3,608+143.3% |
| Admin fee / account holder | $6,319 | $4,251+48.6% | $5,795+9.0% | $5,124+23.3% |