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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,182 | $167,504-52.7% | $151,628-47.8% | $134,509-41.1% |
| Participation rate | 78.6% | 88.4%-9.8pp | 87.5%-8.9pp | 81.2%-2.7pp |
| Annual return | -17.67% | 7.81%-25.5pp | 3.34%-21.0pp | 418.13%-435.8pp |
| Employer contribution / active EE | $2,893 | $6,828-57.6% | $6,165-53.1% | $4,741-39.0% |
| Participant deferral / active EE | $6,594 | $8,985-26.6% | $8,363-21.2% | $6,400+3.0% |
| Admin fee / account holder | $5,727 | $13,779-58.4% | $11,613-50.7% | $11,427-49.9% |